General Liability Insurance (GL) policies protect against negligent claims from clients, employees, vendors, contractors, or other third parties. GL policies cover general liability, bodily injury, property damage, personal injury, advertising injury, loss of services, products/completed operations, and/or public liability. Some enhancements can be purchased within the GL such as liquor liability, event liability, employment practices liability, and data breach liability.
GL policies include additional coverage for the cost to defend and associated expenses, costs for judgments or settlements from a covered claim and associated medical costs for claimants. GL policies usually have a limit of 1 million per occurrence.
GL coverage can be part of a Business Owner’s Policy (BOP) package or as a stand-alone coverage depending on the situation and business need.
TWFG represents a number of companies that offer GL coverage. It is important that the policy and coverage you select matches your business needs. Our TWFG, Alamo City Agency, is unique in that we also work with numerous brokers and specialize in providing liability to nearly 99% of business industries that comes through our doors. Have you been told “no” to being provided liability due to your business type (industry, operations, uniqueness of the business)? Then you have come to the right agency to fill your needs!